:root {
  --primary: #0f2d5c;
  --primary-deep: #061a36;
  --primary-light: #1d5bbf;
  --accent: #f6b41e;
  --accent-soft: #fff4d6;
  --bg: #eef4ff;
  --card: #ffffff;
  --muted: #586981;
  --border: rgba(15, 45, 92, 0.12);
  --shadow: 0 18px 45px rgba(16, 40, 75, 0.12);
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Poppins", "Segoe UI", sans-serif;
  background: var(--bg);
  color: var(--primary-deep);
  line-height: 1.6;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, textarea, select { font: inherit; }
button { cursor: pointer; }

.container {
  width: min(1180px, calc(100% - 1.5rem));
  margin: 0 auto;
}

.topbar {
  background: var(--primary-deep);
  color: #fff;
  font-size: 0.75rem;
  letter-spacing: 0.04em;
  padding: 0.6rem 0;
}

.topbar-inner {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.9);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid var(--border);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 80px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.8rem;
  font-weight: 800;
  color: var(--primary);
}

.brand img {
  width: 58px;
  height: 58px;
  object-fit: contain;
}

.brand span {
  display: block;
  line-height: 1.15;
  font-size: 0.9rem;
}

.main-nav {
  display: none;
  align-items: center;
  gap: 1.2rem;
  font-weight: 600;
}

.main-nav a {
  color: var(--muted);
  transition: color 0.2s ease;
}

.main-nav a:hover,
.main-nav a.active {
  color: var(--primary);
}

.nav-cta {
  display: none;
}

.nav-toggle {
  border: 1px solid var(--border);
  background: #fff;
  border-radius: 12px;
  width: 42px;
  height: 42px;
  font-size: 1.3rem;
  color: var(--primary);
}

.hero {
  position: relative;
  background: linear-gradient(135deg, rgba(15,45,92,0.97), rgba(22,79,165,0.94));
  color: #fff;
  padding: 3.5rem 0 2.5rem;
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at top right, rgba(246,180,30,0.2), transparent 28%);
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 2rem;
  align-items: center;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  border-radius: 999px;
  padding: 0.55rem 0.9rem;
  border: 1px solid rgba(255,255,255,0.18);
  background: rgba(255,255,255,0.08);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.hero-copy h1 {
  margin: 1rem 0 1rem;
  font-size: clamp(2.4rem, 5vw, 4.6rem);
  line-height: 1.04;
  letter-spacing: -0.05em;
}

.hero-copy p {
  max-width: 610px;
  margin: 0;
  color: rgba(255,255,255,0.82);
  font-size: 1.04rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 1.6rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  border: 1px solid transparent;
  border-radius: 999px;
  padding: 0.9rem 1.3rem;
  font-weight: 700;
  text-decoration: none;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  background: var(--accent);
  color: var(--primary-deep);
  box-shadow: 0 12px 28px rgba(246,180,30,0.35);
}

.btn-secondary {
  background: rgba(255,255,255,0.04);
  color: #fff;
  border-color: rgba(255,255,255,0.18);
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.9rem;
  margin-top: 2rem;
}

.hero-stat {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 18px;
  padding: 1rem 0.8rem;
}

.hero-stat strong {
  display: block;
  font-size: 1.5rem;
  margin-bottom: 0.15rem;
}

.hero-stat span {
  color: rgba(255,255,255,0.72);
  font-size: 0.82rem;
}

.hero-panel {
  display: grid;
  gap: 1rem;
}

.mini-card {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 22px;
  box-shadow: var(--shadow);
  padding: 1.25rem;
}

.highlight-card {
  background: rgba(255,255,255,0.88);
  color: var(--primary-deep);
}

.mini-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  color: var(--muted);
  font-size: 0.8rem;
  font-weight: 600;
}

.highlight-card h3 {
  margin: 0.9rem 0 0.5rem;
  font-size: 1.45rem;
}

.highlight-card p {
  margin: 0;
  color: var(--muted);
}

.mini-meta {
  margin-top: 1rem;
  display: flex;
  justify-content: space-between;
  gap: 0.6rem;
  color: var(--primary);
  font-size: 0.76rem;
  font-weight: 700;
}

.pill {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  padding: 0.3rem 0.7rem;
  background: rgba(29,91,191,0.08);
  color: var(--primary);
  font-size: 0.7rem;
  font-weight: 800;
}

.live-pill {
  background: rgba(16,185,129,0.12);
  color: #0b7d57;
}

.mini-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.mini-card strong {
  display: block;
  font-size: 1.7rem;
  margin-bottom: 0.2rem;
}

.mini-card span {
  color: rgba(255,255,255,0.8);
  font-size: 0.8rem;
}

.trust-bar {
  background: #fff;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 1.2rem 0;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.8rem;
  text-align: center;
  color: var(--primary);
  font-weight: 700;
}

section {
  padding: 4rem 0;
}

.section-head {
  max-width: 760px;
  margin: 0 auto 2rem;
  text-align: center;
}

.section-kicker {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--primary-light);
  margin-bottom: 0.8rem;
}

.section-head h2 {
  margin: 0 0 0.7rem;
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.14;
}

.section-head p {
  margin: 0;
  color: var(--muted);
}

.cards-grid {
  display: grid;
  gap: 1.3rem;
}

.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: 0 12px 28px rgba(17, 41, 74, 0.05);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: 0 18px 36px rgba(17, 41, 74, 0.09);
}

.card-image {
  height: 190px;
  display: grid;
  place-items: center;
  font-size: 1.3rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  color: var(--primary);
}

.card-1 { background: linear-gradient(135deg, #edf5ff, #dcecff); }
.card-2 { background: linear-gradient(135deg, #e9fdf5, #d5f7eb); }
.card-3 { background: linear-gradient(135deg, #fff4d6, #ffe9af); }
.card-4 { background: linear-gradient(135deg, #f1eaff, #e4d7ff); }

.card-content {
  padding: 1.3rem;
}

.card-content h3 {
  margin: 0 0 0.5rem;
  font-size: 1.35rem;
}

.card-content p {
  margin: 0 0 1rem;
  color: var(--muted);
}

.meta-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 0.8rem;
  flex-wrap: wrap;
}

.tag {
  display: inline-flex;
  align-items: center;
  border-radius: 999px;
  background: #edf5ff;
  color: var(--primary-light);
  padding: 0.4rem 0.7rem;
  font-size: 0.72rem;
  font-weight: 700;
}

.link-arrow {
  color: var(--primary);
  font-weight: 800;
}

.feature-section {
  background: linear-gradient(180deg, rgba(214,228,255,0.35), transparent);
}

.feature-grid {
  display: grid;
  gap: 1.2rem;
}

.feature-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: 0 12px 24px rgba(17, 41, 74, 0.04);
}

.feature-icon {
  width: 58px;
  height: 58px;
  display: grid;
  place-items: center;
  border-radius: 16px;
  background: rgba(19,84,170,0.08);
  color: var(--primary);
  font-size: 1.6rem;
  margin-bottom: 1rem;
}

.feature-card h3 {
  margin: 0 0 0.55rem;
}

.feature-card p,
.feature-card li,
.list-block li,
.article-card ul,
.article-card ol {
  color: var(--muted);
}

.process {
  background: linear-gradient(180deg, rgba(233,241,255,0.75), rgba(255,255,255,0));
}

.timeline {
  display: grid;
  gap: 1rem;
}

.timeline-item {
  position: relative;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 1.2rem 1.2rem 1.2rem 3.2rem;
}

.timeline-item::before {
  content: attr(data-step);
  position: absolute;
  left: 1rem;
  top: 1rem;
  width: 32px;
  height: 32px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-size: 0.76rem;
  font-weight: 800;
}

.testimonials {
  background: #fff;
}

.testimonial-grid {
  display: grid;
  gap: 1.2rem;
}

.quote-card {
  background: linear-gradient(135deg, #f6faff, #edf4ff);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 1.5rem;
}

.quote-card p {
  margin: 0 0 1rem;
  color: var(--primary-deep);
  font-size: 1.02rem;
}

.quote-card strong {
  color: var(--primary-light);
}

.cta {
  background: linear-gradient(135deg, var(--primary), #1d5bbf);
  color: #fff;
  padding: 2.5rem 0;
}

.cta-box {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  align-items: flex-start;
  justify-content: space-between;
}

.cta-box h3 {
  margin: 0.7rem 0 0;
  font-size: clamp(1.8rem, 3vw, 2.5rem);
}

.light {
  background: rgba(255,255,255,0.12);
  color: #fff;
  border-color: rgba(255,255,255,0.18);
}

.footer {
  background: #051a34;
  color: rgba(255,255,255,0.8);
  padding: 3rem 0 1.2rem;
}

.footer-grid {
  display: grid;
  gap: 2rem;
}

.footer h3,
.footer h4 {
  color: #fff;
}

.footer-links {
  display: grid;
  gap: 0.55rem;
}

.footer-bottom {
  margin-top: 1.5rem;
  padding-top: 1.25rem;
  border-top: 1px solid rgba(255,255,255,0.12);
  text-align: center;
  font-size: 0.88rem;
}

.page-hero {
  background: linear-gradient(135deg, rgba(15,45,92,0.96), rgba(18,84,182,0.95));
  color: #fff;
  padding: 3rem 0 1.3rem;
}

.page-hero-content {
  display: grid;
  gap: 0.8rem;
}

.page-hero h1 {
  margin: 0.35rem 0 0;
  font-size: clamp(2rem, 4vw, 3.2rem);
}

.page-hero p,
.breadcrumbs {
  color: rgba(255,255,255,0.82);
}

.content-section {
  padding: 2.75rem 0 4rem;
}

.two-column,
.notes-layout,
.contact-grid {
  display: grid;
  gap: 1.5rem;
}

.info-panel,
.contact-card,
.notes-aside,
.article-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: 0 12px 28px rgba(17,41,74,0.05);
}

.info-panel,
.contact-card,
.notes-aside {
  padding: 1.4rem;
}

.list-block {
  margin: 0;
  padding-left: 1.2rem;
}

.contact-form {
  display: grid;
  gap: 1rem;
}

.field {
  display: grid;
  gap: 0.4rem;
}

.field input,
.field textarea,
.modal-form input,
.modal-form select,
.modal-form textarea {
  width: 100%;
  border: 1px solid var(--border);
  background: #f7faff;
  border-radius: 12px;
  padding: 0.88rem 0.95rem;
}

.article-card {
  padding: 1.5rem;
}

.article-card h2 {
  margin-top: 0;
}

.article-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin: 1rem 0 1.2rem;
}

.note-box {
  background: linear-gradient(135deg, rgba(19,84,170,0.08), rgba(245,158,11,0.12));
  border: 1px solid rgba(19,84,170,0.12);
  border-radius: 14px;
  padding: 1rem;
  margin: 1rem 0;
}

.modal {
  position: fixed;
  inset: 0;
  display: none;
  align-items: center;
  justify-content: center;
  z-index: 200;
}

.modal.is-open {
  display: flex;
}

.modal-backdrop {
  position: absolute;
  inset: 0;
  background: rgba(6,26,54,0.6);
}

.modal-dialog {
  position: relative;
  width: min(92vw, 540px);
  background: #fff;
  border-radius: 24px;
  box-shadow: 0 24px 54px rgba(6,26,54,0.22);
  padding: 1.5rem;
  z-index: 1;
}

.modal-close {
  position: absolute;
  top: 1rem;
  right: 1rem;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid var(--border);
  background: #fff;
  color: var(--primary);
  font-size: 1.5rem;
}

.modal-header {
  margin-bottom: 1rem;
}

.modal-eyebrow {
  background: rgba(29,91,191,0.08);
  border-color: rgba(29,91,191,0.16);
  color: var(--primary);
}

.modal-header h3 {
  margin: 0.8rem 0 0;
  font-size: 1.7rem;
}

.modal-form {
  display: grid;
  gap: 1rem;
}

.field-row label {
  display: grid;
  gap: 0.45rem;
  font-weight: 600;
  color: var(--primary);
}

.modal-submit {
  width: 100%;
}

@media (min-width: 700px) {
  .cards-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .feature-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .testimonial-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .footer-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .two-column { grid-template-columns: 1.2fr 0.8fr; }
  .contact-grid { grid-template-columns: 1.1fr 0.9fr; }
  .notes-layout { grid-template-columns: minmax(0, 1.7fr) minmax(260px, 0.7fr); }
}

@media (min-width: 980px) {
  .main-nav { display: flex; }
  .nav-toggle { display: none; }
  .nav-cta { display: inline-flex; }
  .hero-grid { grid-template-columns: 1.15fr 0.85fr; }
  .cta-box { flex-direction: row; }
  .trust-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}

@media (max-width: 979px) {
  .main-nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    display: none;
    flex-direction: column;
    align-items: flex-start;
    background: rgba(255,255,255,0.98);
    border-bottom: 1px solid var(--border);
    padding: 1rem 1rem 1.25rem;
  }

  .main-nav.open { display: flex; }
  .site-header { position: relative; }
}

@media (max-width: 560px) {
  .hero-stats, .mini-grid { grid-template-columns: 1fr; }
  .hero { padding-top: 2.5rem; }
  .brand span { font-size: 0.8rem; }
}

/* Reusable Responsive Iframe / Video Embed UI */
.notes-iframe-wrapper,
.video-embed-box,
.iframe-container {
  position: relative;
  width: 100%;
  aspect-ratio: 16 / 9;
  border-radius: 18px;
  overflow: hidden;
  background: #091a28;
  border: 2px solid rgba(0, 78, 111, 0.15);
  box-shadow: 0 10px 30px rgba(0, 78, 111, 0.12), 0 2px 8px rgba(0, 78, 111, 0.06);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  margin: 1rem 0;
}

.notes-iframe-wrapper:hover,
.video-embed-box:hover,
.iframe-container:hover {
  border-color: #fbba00;
  box-shadow: 0 14px 38px rgba(0, 78, 111, 0.18), 0 0 24px rgba(251, 186, 0, 0.22);
  transform: translateY(-2px);
}

.notes-iframe-wrapper iframe,
.video-embed-box iframe,
.iframe-container iframe,
iframe.notes-iframe {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  border: 0;
  display: block;
  border-radius: inherit;
}